Your insurance company will be aware that you may be thinking of pursuing a personal injury through a solicitor, and as a result may offer you a pre-medical settlement offer, in order to minimise the amount of compensation that they need to pay out. If your injuries worsen over time, as a lot do, you will not be able to make a claim in the future if you accept an early settlement. You should therefore think very carefully before accepting an insurer’s offer.

Through instructing a solicitor to handle your claim you will be properly represented and you could end up with a higher settlement amount. A specialist personal injury solicitor will be experienced in handling similar cases, dealing with clients who have suffered similar injuries and will act in your best interests.

Even though it is illegal to drive without motor insurance there are sadly still many people who take to the roads of the UK without it. This doesn’t however mean that you can’t make a claim if you’re involved in an accident with an uninsured driver. It is possible to submit a claim to the Motor Insurer’s Bureau (MIB). This is the organisation that deals with claims for the victims of accidents involving uninsured or untraced drivers – i.e. instances of hit and run.

Your solicitor can submit a claim to the MIB on your behalf. The MIB will then conduct their own investigations to conclude whether or not they will deal with the claim under the ‘Uninsured Drivers Agreement’.